Financing Your Next Project
We believe that high-quality consulting and construction shouldn't be out of reach. Discover flexible payment solutions designed to empower your ambition and keep your infrastructure moving forward. That is why Kingdom Excavation & Handy Work has partnered with Hearth!
ELIGIBILITY & PROCESS
Who Qualifies?
Financing is available for both residential and commercial projects, ranging from $1,000 to $250,000. Most applicants qualify based on credit history, project scope, and income verification. We work with Hearth to provide options for different credit profiles (including approved FICO scores as low as 550) ensuring our infrastructure solutions are accessible to everyone.
Our Simple Process
- Application: Fill out a quick online form via our partner portal.
- Approval: Receive a decision within minutes.
- Agreement: Review and sign your payment plan Terms.
- Build: We schedule and start your project immediately.
FINANCING FAQ
What are the typical interest rates?
Rates vary depending on credit history and project scope, typically ranging from competitive market percentages to 0% APR for qualified construction projects.
What are the project terms?
Flexible terms ranging from short-term financing to multi-year plans, tailored to your budget and project scope ($1k to $250k).
How long does the approval process take?
Initial eligibility can often be determined within minutes, with full project financing finalized within 1–3 business days after approval.
Are there any prepayment penalties?
No hidden fees or prepayment penalties, pay off your plan early if you choose.